Get ahead of the hurricane
Every NHC advisory recalculates the policies inside the cone, with a central-track and a worst-case reading, before landfall.
orbit eye
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Catastrophe events · Portfolio
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In PoC
The event and your book. On the same map.
When a hurricane makes landfall, the question isn't where. It's how much of your book is underneath. orbit eye reads the official sources of Mexico and the United States live, crosses every advisory with your insured locations and gives you exposure and estimated loss while the event is still moving.
orbit eye
catastrophe events · portfolio
01 · Context
The first number arrives after it's all over.
Each peril has its own official source, with different formats and rhythms, and nobody consolidates them. Locations live in the core system as an address or ZIP code, so the crossing is done in spreadsheets filtered by state or municipality, which overstates or understates exposure and takes days. Claims doesn't know how many reports to expect or where to send adjusters, reinsurance notifies the reinsurer late, and management finds out from the news. When the event closes nobody compares estimated against actual, and the next one is estimated just as badly.
02 · What it is
orbit eye in one sentence
A live globe that ingests catastrophe events from the official sources of Mexico and the United States, crosses them by coordinate against the insurer's or broker's in-force book, estimates the loss in three scenarios with a per-location explainable calculation, and carries the result into alerts, reports and third-party systems.
03 · How it works
Four steps. No magic.
From the first official advisory to the reinsurer's report, on the same map.
01
Listen to the sources
Earthquakes, cyclones, wildfires, floods and volcanoes come in every minute from USGS, SSN, SASMEX, NOAA, NIFC and other official sources, normalized into a single model.
02
Cross the book
Each geocoded location is checked against the event's footprint or cone. Only in-force policies and coverages that protect against that peril are counted.
03
Estimate the loss
Sum insured times a damage factor by intensity, less deductible and coinsurance, in low, mid and high scenarios, with each location's breakdown in view.
04
Alert and report
Leveled alerts to the right teams, reports for management, claims and reinsurance, and the same alert by webhook and API for your systems.
How it works · orbit eye live
What it does not promise
orbit eye gives an indicative, explainable estimate for fast decisions: it is not a certified actuarial model, does not compute regulatory PML and is not meant for setting reserves. It consumes official forecasts rather than producing them, and does not open claims in the client's system. Today it notifies by email; Teams, Slack, SMS and WhatsApp come later. The starting damage factors are references calibrated with each client's technical team. It runs with a demo insurer and a fictitious book, with no clients operating.
04 · What it does
Where it goes to work.
The questions that take days to answer today, one per team.
Size an earthquake
With the intensity map, exposed locations by band, expected loss and estimated claims within minutes.
Notify the reinsurer
Estimated loss against each catastrophe treaty's retention, with a possible-trigger alert and the event notice ready.
Deploy adjusters
The operational list of affected insureds, sorted by estimated loss and exportable, to move the claims team by zone.
Review concentrations
With no active event, the zones with the most sum insured over the background hazard, for acceptance and pricing decisions.
Learn from every event
At close, actual losses are loaded against the event and the history proposes adjustments to the damage factors.
05 · Benefits
What changes when you have it.
What changes when the event and the book are seen in the same place.
Request demo1
The number arrives in minutes
The first exposure comes out with the first official advisory, not when someone finishes crossing spreadsheets.
2
Crossing by coordinate
Each location is measured against the event's actual footprint, with its geocoding precision level stated.
3
No black box
Any location opens its calculation: assigned intensity, factor, deductible, limit, coinsurance and result.
4
Everyone sees their own
Management, technical, claims, reinsurance, account executives and admins with different permissions; executives see only their own book.
5
Everything leaves a trace
Detection, level changes, recalculations, notifications and user actions are kept in each event's log.
06 · Before and after
What changes, side by side.
The same hurricane, before and after orbit eye.
Before / Without orbit eye
Today's day-to-day
- ✕ You find out from the news or social media
- ✕ Manual crossing by state or municipality
- ✕ First exposure figure in days
- ✕ Reports built by hand for every team
- ✕ Nobody compares estimated against actual
After / With orbit eye
With the event over your book
- ✓ Automatic alert filtered by your book
- ✓ Coordinate crossing against the actual footprint
- ✓ Exposure calculated from the forecast
- ✓ Reports per event and per audience
- ✓ A history that tunes the model event after event
07 · Industries
Where it applies today.
Insurance first, for books with catastrophe exposure in Mexico and the United States.
01 / Insurers
Property, earthquake and windstorm
Technical management, claims and reinsurance working from the same number from the first advisory, plus book concentration for underwriting.
02 / Brokers
Books across several carriers
Preventive outreach to exposed insureds before landfall, with each account executive seeing only their assigned book.
08 · Video
Let us see it in action.
A live walkthrough of orbit eye with a fictitious insurer and book: the planet with its official sources, weather in one click, the book on the globe, hurricane Milton replayed advisory by advisory, the September 19 earthquake with its intensity footprint and catastrophe-treaty alert, and the history comparing estimated against actual.
09 · Contact
Let's see it with your operation.
In 30 minutes we'll tell you whether orbit eye fits your book, which sources and lines it covers, and what a pilot with your locations would look like. If it doesn't fit, we'll tell you that too.
Run the discovery with rocky