Premiums receivable
Every premium receipt tracked to full payment.
orbit ledger
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Collections · Receipts
Issued and collected, always squared.
orbit ledger matches every incoming payment against issued receipts and keeps each client's account alive: what is missing, what is over, and what comes next. Overdue portfolio stops being a month-end surprise.
orbit ledger
collections · receipts
01 · Context
The problem we are solving.
Between issued receipts, partial payments, unreferenced transfers, and overages nobody claims, each client's real account lives in one person's head. orbit ledger turns it into a living record: every payment applied to its receipt and every difference with a name.
02 · What it is
orbit ledger in one sentence
A collections ledger that automatically applies every payment to its matching receipt, even without a reference, and keeps the per-client balance with shortfalls, overages, and upcoming due dates in sight.
03 · How it works
Four steps. No magic.
A clear, governed, auditable process, from the first datum to the result.
01
Issuance
Issued receipts come in from your core or billing, with their due date and client.
02
Application
Every incoming payment is applied to its receipt, matching by reference, amount, and client when the reference is missing.
03
Differences
Partial payments, overages, and shortfalls are flagged per client, with their age.
04
Follow-up
Upcoming due dates and overdue portfolio come out as actionable lists, not dead reports.
Functional flow · orbit ledger live
04 · What it does
Where it goes to work.
The concrete processes where orbit ledger replaces hours of manual operation.
Installment payments
Installments applied in order, with the payment plan in sight.
Unreferenced transfers
Matching by amount, date, and client for payments that arrive unidentified.
Overages
Credits detected and applied or refunded on record.
Overdue portfolio
Aged balances per client ready for collections work.
Collections close
The real state of collections at any time, not just month-end.
05 · Benefits
What changes when you have it.
We do not promise transformation. We promise measurable differences from month one.
Request demo1
Automatic application
Payments stop waiting for someone to identify them: they apply themselves to their receipt.
2
A living per-client balance
Each client's account up to date, with aged shortfalls and overages.
3
Actionable collections
Due and overdue lists ready to work, not reports to read.
4
Less leakage
Overages and duplicate payments stop getting lost in the suspense account.
5
A complete history
Every application, adjustment, and refund with who and when.
06 · Before and after
What changes, side by side.
An honest comparison between how your team operates today and with orbit ledger.
Before / Without orbit ledger
Today's day-to-day
- ✕ Unidentified payments sleeping in a suspense account
- ✕ Each client's real balance in someone's head
- ✕ Overdue portfolio discovered at month-end
- ✕ Overages nobody claims or refunds
- ✕ Manual applications with no record
After / With orbit ledger
The day-to-day with AI
- ✓ Automatic matching even without a reference
- ✓ Per-client balance always current
- ✓ Due and overdue in actionable lists
- ✓ Overages caught and resolved on record
- ✓ A log of every application
07 · Industries
For sectors where errors are expensive.
01 / Insurers
Premium receipts applied and portfolio current
02 / Lenders
Installments and partial payments without a suspense account
03 / Recurring services
Subscription collections with a living balance
08 · Contact
Let's see it with your operation.
In 30 minutes we tell you whether orbit ledger fits your process, what it integrates and what it doesn't, and what a pilot looks like. If it doesn't fit, we tell you that too.
Run the discovery with rocky